Are you wealthy?
Are you poor?
Most people would probably jump in and say “There’s never enough money” or “If I had more money, I’d…” or people who think they are pretty comfortable might say something like: “Well, can’t we all use a little more money?”
That’s certainly true. As a Generation Y/Millennial, I’ll tell you right now; I don’t have any fucking money. What I do have is a whole lot of student loans and a whole lot of not-enough-work.
But that’s not what I asked. I asked: Are you wealthy? Or are you poor?
I didn’t ask if you have enough money. Because no one has enough money. Unless you’re Bill Gates. That guy’s a champ.
“Poor” is defined as lacking financial stability. Without financial stability, it’s hard to save for a house, or a car, or anything worthy of investment. Poor equates lack of investment, poor equates lack of financial stability. If you can’t count on the income you have TODAY to be there in a year, how can you possibly commit to a large investment? It doesn’t matter if you make 100K right now, or 12K right now… if you can’t count on it to be there for you and your family, then you lack stability. And you are poor.
“Wealthy” then, by the law of opposites here, would be defined as having financial stability. You have a steady job, a steady income, there’s time to budget for big things, to invest your ‘wealth’. Again, whether it’s 100K or 12K, if it’s something you can count on for the future and you are stable, you, my friend, would be considered “wealthy”.
Couldn’t we, by this logic then, say that to be “poor” or to be “wealthy” simply means a lack of stability? If you don’t have your own home, say you rent, that lends to certain feeling of instability. You don’t have a car, you use public transportation or borrow vehicles, that lends to some instability. It’s beyond just financial.
Poor = instability
Wealthy = stability.
I’ll tell you a secret… you’re wealthier than you think.
Do you have children? A spouse? Family around you that you can count on?
Do you have a community? Do you attend a church? Or participate in a sport (like a martial art, wink wink)? Part of a military cohort? Do you go to school? Hell, part of a fandom on Tumblr? Anywhere that holds a community that you are a part?
Are you able to go home – whether that’s your rented studio apartment, the basement in your parent’s house, or couch surfing at a friend’s – and pick up the phone and call or text that one person you know loves you absolutely and unconditionally? Are you, in short, loved?
It’s something that I’ve given some thought to, as I sort my bills and panic unnecessarily over money. Sometimes, wealth doesn’t come from your bank account. Sometimes it doesn’t have a number attached to it. Hell, it’s not even always about making memories or going out and seeing the world or whatever sorta philosophical bullshit you might find on Pinterest.
Wealth is about whether or not you have something in this world that you can rely on. Somewhere, you have something that’s stable, so that when everything feels like it’s falling to shit and you have no job and student loans to pay and pipes burst in your basement and there’s water everywhere, you have something in this world that you can fall back on and you know without a shadow of doubt that it will be there for you.
If you have that, even if it’s just one bit of stability, you, my friend, are wealthier than you know.
As they say, money can’t buy you love. Or happiness.
That being said, you do need to pay your bills, friend, so go out there and try to do a good job, will you?
Peace, love, Kamsahamnida.